Swyft Filings Review:
Is Same-Day LLC Formation Worth It?
We analyzed pricing, features, processing speeds, and customer experiences to determine if Swyft Filings’ same-day filing service justifies the cost for new business owners in 2026.
⚡ Quick Verdict
Swyft Filings is a fast, beginner-friendly LLC formation service that stands out for offering same-day filing—something most competitors don’t provide. Founded in 2015, the platform excels at simplifying business registration for first-time founders and international entrepreneurs who value speed and convenience over rock-bottom pricing. While not the cheapest option available, it handles everything from name availability checks to state filings, registered agent services, and EIN assistance with minimal legal confusion.
First-time founders, international entrepreneurs, busy professionals
Starting a business sounds exciting until you actually sit down to do it. You open your laptop, search for “how to register an LLC,” and suddenly you’re drowning in terms like Articles of Organization, EIN, registered agent, operating agreement, and state compliance rules that make no sense if you’re not a lawyer.
For international founders, the confusion doubles. You want a US company to sell on Amazon, use Stripe, work with Shopify, or serve US clients, but you have no idea how to legally set it up from another country.
This is exactly where online formation services like Swyft Filings step in.
Instead of dealing with state websites, paperwork, and legal jargon, Swyft Filings promises to handle the entire company formation process for you, quickly and with minimal effort on your end. But is it actually reliable, or is it just another flashy business service that upsells aggressively once you sign up?
What Is Swyft Filings?
Swyft Filings is an online legal services platform that streamlines the process of forming business entities in the United States. Founded in 2015, the company positions itself as a modern, speed-focused alternative to traditional law firms and slower filing services.
The platform specializes in:
- Forming Limited Liability Companies (LLCs)
- Registering corporations (C-Corp and S-Corp)
- Handling state filings and paperwork
- Providing registered agent services
- Managing ongoing compliance requirements
Company Background & Evolution
Launched during the surge of online incorporation services, Swyft Filings carved out its niche by emphasizing three core strengths: speed-first processing (including industry-leading same-day filing), beginner-friendly onboarding that doesn’t overwhelm first-time founders, and global accessibility for international entrepreneurs forming US companies remotely.
Unlike hiring an attorney or wrestling with state government portals yourself, Swyft Filings acts as a guided middle layer—you provide your business details, and they handle the legal filing process with your chosen state.
For international founders, this is particularly valuable. You can establish a US business entity to work with Stripe, sell on Amazon, use Shopify, or serve US clients—all without ever setting foot in the country.
Who Is Swyft Filings For?
✓ Ideal Users
Swyft Filings is particularly well-suited for specific types of business owners:
- First-Time Founders — Never registered a business before and unfamiliar with legal filing requirements. Need guided, step-by-step assistance without costly legal consultation fees.
- International Entrepreneurs — Non-US residents forming US LLCs for Stripe, Amazon FBA, or SaaS products. Need remote registration without physical presence and require a registered agent in US states.
- Small Business Owners — Solo founders, freelancers, e-commerce sellers, dropshippers, consultants, and agency owners who want a streamlined formation process.
- Busy Professionals — Value time over paperwork complexity, want end-to-end handling of formation, need fast turnaround (same-day filing), and prefer outsourcing administrative tasks.
✗ Not Ideal For
Skip Swyft Filings if you:
- Already understand state filing systems thoroughly
- Need complex legal structuring or ongoing legal counsel
- Want to minimize every dollar and can DIY the process
- Require extensive customization beyond standard formation
Features & What You Get
Swyft Filings isn’t a course or software—it’s a done-for-you service where legal filings are handled on your behalf. Here’s what the platform provides:
Core Formation Services
- Business Name Availability Check – Verify your desired business name is available in your chosen state before filing
- Preparation of Formation Documents – Articles of Organization (LLC) or Articles of Incorporation (Corporation) professionally prepared
- State Filing Submission – Complete submission to your selected state government on your behalf
- Digital Document Access – Online access to all approved formation paperwork and certificates
Supported Entity Types
- Limited Liability Company (LLC) – Most popular choice for small businesses, offering liability protection with pass-through taxation
- C-Corporation – Traditional corporate structure with potential for unlimited shareholders and stock classes
- S-Corporation – Pass-through taxation with corporate structure benefits (requires meeting specific IRS criteria)
Registered Agent Service
Every US business must have a registered agent—a person or company authorized to receive legal and government documents on behalf of your business. This is legally required in all states.
What Registered Agents Do:
- Receive official government correspondence
- Accept service of process (legal notices)
- Forward important compliance deadlines
- Maintain a physical address in your formation state
Important note: Swyft Filings’ registered agent service costs $149 per quarter ($596/year), which is significantly more expensive than competitors like Northwest Registered Agent ($125/year) or ZenBusiness ($199/year). This is one area where shopping around can save substantial money.
Compliance Tools & Alerts
- Annual report deadline reminders
- State compliance requirement notifications
- Secure document storage in online dashboard
- Ongoing filing assistance
Additional Services (Add-ons)
- EIN Assistance: Help obtaining your federal Employer Identification Number from the IRS ($79 standalone or included in upper-tier plans)
- Operating Agreement/Bylaws: Customized internal governance documents
- Banking Resolution: Documents needed to open a business bank account
- Legal Document Templates: Suite of common business forms and contracts (Premium plan)
How Swyft Filings Works (Step-by-Step)
One of Swyft Filings’ biggest strengths is how simple the process feels, even if you’ve never formed a business before. Here’s the complete workflow:
Step 1: Choose Your Entity Type
Start by selecting whether you want an LLC or corporation. The platform provides beginner-friendly explanations of each structure, including tax implications, liability protection, and recommended use cases. Most small businesses and solo founders choose LLC for its simplicity and flexibility.
Step 2: Enter Business Details
Provide essential information including:
- Desired business name
- State of formation (Wyoming, Delaware, and New Mexico are popular for LLCs)
- Member or shareholder details
- Business address (international users can use third-party US addresses)
- Industry classification
Step 3: Select Add-ons & Upgrades
This is where Swyft Filings presents optional extras: EIN registration assistance, operating agreements, banking resolutions, compliance tools, and registered agent service.
User feedback note: Some customers feel the add-on presentation is aggressive. Be selective and only choose services you genuinely need.
Step 4: Review & Submit
Carefully review all information for accuracy. Once submitted to the state, changes require additional fees and processing time. Swyft Filings generates the proper legal documents and files them with your chosen state government.
Step 5: Track Progress & Receive Documents
Log in to your dashboard to monitor real-time filing status, view document preparation progress, download approved formation certificates, and access ongoing compliance tools. Processing times range from same-day (Premium plan, order by 3pm Central) to 10 business days (Basic plan).
Bottom line: The system is intuitive and requires no legal expertise. Most users complete the signup process in 15-30 minutes.
Pricing & Plans
Pricing is one of the most critical factors when choosing an LLC service. Swyft Filings positions itself as affordable at first glance, but the real cost depends on which add-ons you select.
Three Main Plans
| Plan | Basic | Standard | Premium |
|---|---|---|---|
| Price | $0 + state fees | $199 + state fees | $299 + state fees |
| Processing Time | 10 business days | 5 business days | Same business day |
| Name Search | ✓ | ✓ | ✓ |
| Articles of Organization | ✓ | ✓ | ✓ |
| State Filing | ✓ | ✓ | ✓ |
| EIN Assistance | ✗ | ✓ | ✓ |
| Operating Agreement | ✗ | ✓ | ✓ |
| Instant Document Delivery | ✗ | ✓ | ✓ |
| Legal Templates | ✗ | ✗ | ✓ |
| Compliance Support | ✗ | ✓ | ✓ |
Understanding State Fees (Critical)
Important: State filing fees are NOT included in Swyft Filings’ prices. These mandatory fees vary significantly by state and are paid separately.
Sample State Filing Fees:
- Wyoming: $100 (popular for low costs)
- Delaware: $90 (popular for corporations)
- Nevada: $425 (higher cost)
- New Mexico: $50 (lowest cost)
- California: $70 filing + $800 annual franchise tax
- New York: $200 filing fee
Your total cost = Swyft Filings plan + state filing fee + any add-ons you select.
Free Trial: None available (standard for legal filing services). Refund Policy: Refunds only available if filing hasn’t been submitted to the state. Once documents are sent to government offices, refunds generally aren’t possible.
Pros & Cons (Honest Review)
Pros ✓
- Industry-leading speed: Only major service offering same-day filing (Premium plan)
- Beginner-friendly interface: Clean, intuitive design without legal complexity
- International founder support: Built for remote US company formation
- Free basic plan: $0 formation option for budget-conscious founders
- Clear step-by-step guidance: No prior business knowledge required
- Eliminates state portal confusion: No need to navigate government websites
- Fast turnaround on all plans: Faster than most competitors even on basic tier
- Responsive customer support: Generally positive feedback on service quality
Cons ✗
- Expensive registered agent: $149/quarter ($596/year) vs competitors’ $125-250/year
- No free registered agent year: Unlike Northwest, ZenBusiness, or Inc Authority
- Add-on upsells: Frequent upgrade prompts during checkout can feel aggressive
- Not the cheapest: Other services like ZenBusiness offer better long-term value
- Limited legal advice: Formation service only, not legal consultation
- Extra cost for document access: Some competitors include this free
- Basic plan slow: 10-day processing isn’t competitive with others’ free tiers
Bottom Line: Swyft Filings excels at speed and simplicity but falls short on long-term value compared to competitors. Best for founders who need fast formation and can skip expensive add-ons.
How Swyft Filings Compares to Alternatives
To help you make an informed decision, here’s how Swyft Filings stacks up against two popular competitors:
Swyft Filings vs ZenBusiness
| Feature | Swyft Filings | ZenBusiness |
|---|---|---|
| Ease of Use | Very simple | Simple |
| Pricing | $0 – $299 + fees | $0 – $349 + fees |
| Processing Speed | Same day – 10 days | 2-3 weeks average |
| Free Registered Agent | No | Yes (1st year) |
| Registered Agent Cost | $596/year | $199/year |
| Overall Rating | 4.1/5 | 4.8/5 |
| International Friendly | Yes | Yes |
| Upselling | Frequent | Moderate |
| Best For | Speed-focused founders | Value-conscious founders |
Winner for Speed: Swyft Filings (same-day option) | Winner for Value: ZenBusiness (lower long-term costs, free registered agent) | Winner for Ease: Tie (both very user-friendly)
Swyft Filings vs Northwest Registered Agent
| Feature | Swyft Filings | Northwest Registered Agent |
|---|---|---|
| Pricing | $0 – $299 + fees | $225 + fees (no free tier) |
| Registered Agent Cost | $596/year | $125/year (best value) |
| Processing Time | Same day – 10 days | 1-2 weeks |
| Document Access | Extra cost | Free forever |
| Ease of Use | Very beginner-friendly | Straightforward |
| Privacy Focus | Standard | Exceptional |
| Customer Service | Good | Excellent (highly rated) |
| Overall Rating | 4.1/5 | 4.9/5 |
| Best For | Quick formation | Long-term service quality |
Winner for Speed: Swyft Filings | Winner for Long-term Value: Northwest (much cheaper registered agent) | Winner for Free Plan: Swyft Filings | Winner for Service Quality: Northwest
Where Swyft Filings Wins
🏆 Choose Swyft Filings When:
- You need same-day or very fast filing
- You’re forming your first business and want maximum simplicity
- You want a free formation option
- You’re an international founder forming a US company
- Speed matters more than long-term cost savings
🔍 Choose Competitors When:
- You want free registered agent service (ZenBusiness, Inc Authority)
- You need the absolute best long-term value (Northwest, ZenBusiness)
- You prioritize exceptional customer service (Northwest)
- You want free online document access (Northwest)
- You can wait 2-3 weeks for formation
Ratings Breakdown
Here’s our transparent evaluation based on real-world usage expectations and user feedback:
| Category | Score | Notes |
|---|---|---|
| Content Quality & Clarity | 4.0/5 | Clear explanations throughout. No unnecessary legal jargon. |
| Pricing & Value | 3.9/5 | Fair base pricing but expensive registered agent reduces overall value. |
| Ease of Use | 4.5/5 | One of the platform’s strongest aspects. Intuitive interface. |
| Processing Speed | 4.8/5 | Industry-leading same-day filing option. |
| Customer Support | 4.0/5 | Helpful and responsive, though not legal advisory. |
| Features & Services | 3.8/5 | Covers essentials but lacks some competitor perks. |
| Overall Rating | 4.1/5 | Solid choice for speed-focused founders. |
Rating Summary: Swyft Filings earns strong marks for ease of use and processing speed—its two main selling points. The platform delivers exactly what it promises: fast, simple LLC formation without legal complexity. However, pricing on ongoing services (especially registered agent) and frequent add-on upsells prevent it from reaching top-tier status.
Is Swyft Filings Legit, Safe & Worth It?
Legitimacy & Safety
- ✓ Payment Security – Payments processed through secure, encrypted systems. Sensitive personal and financial data handled properly with industry-standard security protocols.
- ✓ Established Brand – Founded in 2015, Swyft Filings has been operating for over 10 years and has successfully formed thousands of businesses. Not a fly-by-night operation.
- ✓ Transparent Policies – Clear refund policies and terms of service. While strict (standard for legal services), policies are clearly communicated upfront.
- ✓ Positive User Feedback – Forbes Advisor rates Swyft Filings 3.1/5, with users praising processing speed, ease of formation, and strong customer service.
Long-Term Reliability
Swyft Filings is reliable for:
- Initial business formation – Core service delivered consistently
- Compliance reminders – Helpful deadline tracking
- Registered agent services – Standard quality (though expensive)
- Document management – Secure storage and access
Important Understanding: Swyft Filings is a formation service, not a replacement for a lawyer or accountant. Don’t expect legal advice, tax guidance, or business consulting—that’s not what they provide.
Worth It? Final Verdict
✓ YES, Swyft Filings Is Worth It If:
- You need same-day or very fast LLC formation
- You’re a first-time founder overwhelmed by state filing processes
- You’re an international entrepreneur forming a US company remotely
- You value guided simplicity over DIY cost savings
- You’ll skip expensive add-ons and just use core formation
- You need a $0 formation option with no upfront cost
✗ NO, Look Elsewhere If:
- You can comfortably file directly with your state
- You want free registered agent service for the first year
- You need ongoing business legal consultation
- You prioritize absolute lowest long-term costs
- You’re comfortable with 2-3 week processing times
- You want free lifetime document access (choose Northwest)
Our Recommendation: Swyft Filings is a legitimate, safe service best suited for speed-conscious founders and international entrepreneurs. The platform delivers on its core promise of fast, simple business formation. While not the absolute cheapest long-term option, it provides solid value for users who need quick turnaround and don’t require extensive ongoing services.
If same-day filing matters to you or you’re forming your first business and want maximum hand-holding, Swyft Filings is worth the investment. If you can wait 2-3 weeks and want better long-term value, consider ZenBusiness or Northwest Registered Agent instead.
Frequently Asked Questions (FAQs)
What does Swyft Filings do?
Swyft Filings is an online legal service that helps business owners register businesses with their state. The platform creates articles of organization, files with the state, can help obtain an EIN, and sets up registered agent services to create a legal business entity. Additional services include business name generation, annual report filing, and trademark registration.
Is Swyft Filings good for non-US residents?
Yes. Swyft Filings is excellent for international founders. Many non-US residents use the platform to register US LLCs remotely without ever visiting the United States. This is particularly valuable for entrepreneurs who need a US business entity to work with Stripe, sell on Amazon, use Shopify, or serve US clients.
Does Swyft Filings provide an EIN?
Swyft Filings provides EIN assistance, meaning they help you obtain your federal Employer Identification Number from the IRS. This service is included in Standard and Premium plans, or available as a standalone add-on for $79. Instead of navigating the IRS website yourself, you answer questions through Swyft Filings’ platform and they file the EIN application for you.
How long does Swyft Filings take?
Processing time depends on which plan you choose:
- Premium Plan: Same business day (if ordered by 3pm Central Time)
- Standard Plan: 5 business days
- Basic Plan: 10 business days
Note that actual approval also depends on your state’s processing speed, which varies. Some states are faster than others regardless of which service you use.
Is Swyft Filings cheaper than LegalZoom?
Yes, generally. Swyft Filings is more affordable than LegalZoom for formation services. Swyft Filings offers a free Basic plan and charges $199-299 for upgraded plans, while LegalZoom typically charges higher prices across the board. However, LegalZoom offers more extensive legal services beyond formation if you need ongoing legal help.
Can I use Swyft Filings for Amazon or Stripe?
Absolutely. Many entrepreneurs use Swyft Filings to form LLCs specifically for Amazon FBA businesses, Stripe payment processing, Shopify stores, and SaaS businesses. Once your LLC is approved and you have your EIN, you can use those documents to register with Amazon, Stripe, and other platforms that require a US business entity.
Does Swyft Filings include a registered agent?
Registered agent service is available but costs extra. Swyft Filings charges $149 per quarter ($596 per year), which is significantly more expensive than competitors like Northwest Registered Agent ($125/year) or ZenBusiness ($199/year with first year free). If you plan to use their registered agent service long-term, factor this into your total cost comparison.
Is Swyft Filings reliable?
Yes. Customer reviews are generally positive, with users appreciating the competitive processing time, ease of company formation, and strong customer service. Swyft Filings has been operating since 2015 and has successfully formed thousands of businesses. Forbes Advisor rates the service 3.1/5, noting it as reliable for basic formation needs.
How can I cancel a Swyft Filings subscription?
To cancel your Swyft Filings account or subscription services, email the company at [email protected] or call 877-777-0450. Be aware that if your formation documents have already been submitted to the state, you typically cannot receive a refund on formation fees (this is standard across all LLC services).
What states does Swyft Filings work with?
Swyft Filings can form LLCs and corporations in all 50 US states. Popular choices for LLCs include Wyoming (low fees, business-friendly), Delaware (preferred for corporations), New Mexico (lowest fees), and Nevada. You can choose any state regardless of where you physically live or operate your business.
Does Swyft Filings offer refunds?
Refunds are only available if your filing has not yet been submitted to the state. Once Swyft Filings sends your paperwork to government offices, refunds generally aren’t possible. This is standard industry policy because state filing fees are non-refundable. Always carefully review all information before finalizing your order.
What’s better: Swyft Filings or ZenBusiness?
It depends on your priorities:
- Choose Swyft Filings if: You need same-day filing and prioritize speed
- Choose ZenBusiness if: You want better long-term value, free registered agent for the first year, and lower ongoing costs
Both are highly reputable and user-friendly. ZenBusiness rates slightly higher overall (4.8/5 vs 4.1/5) due to better value, but Swyft Filings wins on processing speed.
Final Verdict
Swyft Filings is a legitimate, reliable LLC formation service that excels at speed and simplicity. It’s best suited for founders who prioritize fast company formation over absolute lowest long-term costs—especially international entrepreneurs and first-time business owners who want a guided, stress-free experience.
✓ What We Love
- Same-day filing option (industry-leading)
- Free $0 formation plan available
- Extremely beginner-friendly platform
- Perfect for international founders
- Fast processing even on basic tiers
- Clear, intuitive interface
✗ What Could Be Better
- Expensive registered agent ($596/year)
- No free registered agent year
- Frequent add-on upsells
- Not the absolute lowest price
- Extra cost for document access
Ready to Form Your LLC?
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